card-as-a-service

Custom B2B card solution

Offer your clients a seamless and innovative payment experience with our turnkey program for issuing fully customizable physical and virtual payment cards in your colors.

carte b2b sur-mesure

Simple operation, immediate impact!

Card generation
Create secure payment cards configured according to your rules and criteria (limits, usage, duration) to meet the specific needs of the end user.
Secure payment
The cards strictly adhere to the defined rules: capped amount, limited usage duration, permitted merchant codes, and specific rights assigned to each user.
Precise Tracking
All transactions are tracked and timestamped. Payment receipts can be retrieved. Exports as well as detailed flow information are available for administrators.

Reinvented customer experiences

Provide your customers with modern, seamless, and instant payments.
Real-world applications to meet today's expectations.

International health insurance

Medical expenses abroad

In case of a medical emergency or hospitalization abroad, your expatriate insured have a payment card to cover their healthcare expenses without upfront costs or stress. You ensure quick access to care while maintaining control over spending and coverage limits.

Auto/home insurance

Everyday claims

Provide your insured with an immediately usable payment card to cover urgent expenses: temporary accommodation, replacement vehicle, essential purchases… No need to advance costs or manage complex reimbursements — you offer a responsive, clear, and secure solution.

Supplementary health insurance

Complementary medicine package

Thanks to our solution, your beneficiaries can directly pay for their osteopathy, chiropractic, or other alternative therapy sessions by card, without having to advance costs. You manage the coverage rules while providing a smooth, modern, and secure experience.

Airlines & travel

Compensation for travelers

In case of a delayed or canceled flight, instantly issue a payment card for your passengers. Cover their unexpected expenses (meals, transport, accommodation) easily, with a capped amount, a predefined list of authorized merchants, and real-time control.

The advantages of our Card-as-a-Service solution

100% customizable cards
Issue virtual or physical cards in your colors, with your logo and branding.
Real-time control
Dynamically define usage rules: limits, types of expenses, validity period...
Simplified customer experience
Provide a smooth payment journey, with no upfront fees or complex processes.
Instant payment everywhere
Cards accepted worldwide, online and in-store. Compatible with Apple Pay and Google Pay.
Centralized management
Access an all-in-one platform to track expenses, manage cards, and control rules.
Fraud prevention
Maintain complete control: precise usage rules, real-time monitoring, and immediate deactivation in case of suspicious spending.
Compliant and secure
Adherence to KYC, PSD2, and GDPR standards. An infrastructure designed for sensitive uses.
Quick integration via API
Easily connect the solution to your internal tools with a modern and well-documented API.

Ready to launch your payment card program?

Our team is here to support you with your project.

Contact us Book a demo

Frequently asked questions

What is manager.one's Card-as-a-Service solution?

manager.one's Card-as-a-Service solution allows you to easily issue payment cards—both physical and virtual—in your branding for your clients, beneficiaries, or collaborators.

You set the usage rules (limits, spending categories, geographical zones...) and maintain complete control over each transaction.

Integrable via API or usable from our interface, it’s a turnkey solution for creating innovative payment experiences in sectors such as insurance, healthcare, travel, or mobility.

Who is the Card-as-a-Service solution from manager.one aimed at?

Our solution is designed for companies looking to provide an innovative and controlled payment experience to their clients or beneficiaries. It is particularly aimed at:

  • Mutuals and insurers wanting to eliminate upfront costs for their insured;
  • Assistance or international insurance companies managing emergencies remotely;
  • Travel and transport players covering unforeseen events (delays, rebooking, lost luggage);
  • Service companies wishing to automate or manage field expenses.

A flexible solution, tailored to all use cases where responsiveness and payment control make a difference.

How do beneficiaries quickly access their card?

Thanks to our solution, your clients or beneficiaries can add their digital card to Apple Pay or Google Pay in just a few minutes, from a simple link received via SMS or email. No app download is necessary: activation is simple, quick, and compatible with all smartphones. They can thus quickly settle their expenses and purchases in stores.

Is it possible to limit or control card usage?

Yes, this is one of the major advantages of our solution. You can set precise and dynamic usage rules for each issued card. For example:

  • Custom spending limits (per day, week, month, or per transaction)
  • Restrictions by merchant categories (e.g., health only, accommodation, transport…)
  • Predefined whitelist of merchants for authorized payments at certain stores
  • Defined usage hours (e.g., card active only during the day or for a specific period)
  • Geolocation (e.g., usable only in a specific country or region)
  • Limited validity period (e.g., card valid for 48 hours after activation for an emergency)

These rules allow you to maintain total control over spending while offering great flexibility to your clients in sensitive contexts: claims, medical emergencies, travel, etc.

How does the solution protect against fraud?

Our infrastructure integrates advanced fraud prevention mechanisms from the card issuance stage. You can:

  • Activate real-time control rules (amounts, merchants, geo, usage duration)
  • Suspend or deactivate a card at any time, instantly
  • Limit usage to very specific cases (e.g., health only)
  • Track all transactions from our interface or via API
  • Benefit from a compliant and secure infrastructure (DSP2, KYC, 3DS, etc.)

This way, you maintain complete control over each payment while protecting your budget and your clients.