Bank transfers

Complete your bank transfers quickly and securely, from any device

Bank transfers have become one of the most important forms of payment in our economy today. We understand just how important it is for an entrepreneur to have access to quick, secure transfers when they need them. That’s why we designed a simple and efficient system, allowing us to reduce the time needed to pay suppliers and employees.

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Bank transfer orders

Quick and simple, for all types of transfer

Using your client area or the mobile app, you can complete any kind of bank transfer: single, multiple, recurring, immediate, SEPA or non-SEPA, etc. The procedure is simple and accessible, no matter which device you use.

Pay slips

Pay your employees in two minutes

Payslips uploaded onto the client interface are scanned by our optical character recognition (OCR) software. The transfers are then automatically prepared. Each transfer triggers an e-mail, which is sent to the employee in question and contains their payslip and their transfer certificate.

Transfer receipt

Effective transfer tracking

Like when a parcel is delivered, the beneficiary of a bank transfer is notified of the transaction by e-mail. They can then track the transfer in real time, thanks to the integrated tracking link.

Adding beneficiaries

High-speed bank detail scanning using OCR technology has developed powerful character recognition technology (OCR). When adding a beneficiary via their bank details, this system will automatically fill in the various fields. You can do this by taking a photo of the document, or by scanning it. It only takes a few seconds to add your new beneficiary.

Multiple transfers

Grouped transfers allows you to send grouped bank transfers, using an XML file. Once loaded, you can approve all of the transfers in one click.
This technology is fully in line with the ISO 20022 standard.

Frequently asked questions

Why don’t bank transfers happen instantly?

Currently, cannot provide instant bank transfers. While there are a number of banks and Fintech companies looking into the subject, it is unfortunately not yet available.

Certain banks display the total for the transfer onto the client account almost instantly. They do this because they are anticipating that the operation will be successful, and are prepared to take that risk. A simple entry in a bank ledger does not however prove that the finances have moved successfully.

In reality, a bank transfer in the SEPA zone can take up to 48 hours.

With the €29.99 subscription, do you get as many transfers as you want?

The €29.99 subscription allows you to make 100 outgoing transfers per month in the SEPA zone, and an unlimited number of incoming transfers.

If you exceed this (or for transfers outside the SEPA zone), a fee per transfer will be applied. These costs are listed in the pricing table.

You may not be able to make unlimited transfers, but it should still be plenty for your company.

Why do some sites only accept payment by card?

There are several reasons for this.

A transfer can be revoked, as long as it has not been fully executed. Sales platforms with short delivery times cannot afford to wait for confirmation before shipping their product.
• The labels entered for the transfer may make it harder to associate it with the operation in question. This can therefore waste valuable time, a scarce commodity for retailers.
• With a card, there is no doubt about the identity of the holder - unlike a transfer.
• Card payments allow you to remain on the seller’s website. On the other hand, a bank transfer order requires you to go to your bank’s website. The process to add a beneficiary adds further difficulty, making it more likely that you’ll abandon the purchase.
• If the seller’s website accepts bank transfers, then they’ll need to share their bank details. This acts as an obstacle to certain sellers.

Debit cards have become the preferred payment method on shopping websites.

However, if your card has a payment limit, you may be prevented from making your purchase. To prevent this, we have developed a card without a payment limit, but which is fully customisable: the Visa Corporate card.

What does SEPA mean? What does it mean for my transactions?

SEPA stands for the Single Euro Payments Area, and was implemented to allow the Eurozone economy to take full advantage of being part of the economic and monetary union.

A SEPA transfer is a transfer of money from one account to another, both of which are located in the single euro payments area. There are 36 countries in this area: the 28 member states of the European Union plus Iceland, Liechtenstein, Norway, Switzerland, Monaco, Andorra, the Vatican and Saint-Martin.

The time needed to complete a SEPA transfer is no more than one working day. This runs from the transfer order being given by the ordering bank. As a result, you should leave 48 hours from the execution for a transfer to be completed.

This may seem long, or even obsolete. Quite the opposite, in fact. This acts as a guarantee of security and speed, qualities which were sorely lacking before SEPA transfers were introduced. It also makes transfer processing much cheaper.